House Committee on Financial Institutions - 66th R.S. (1979)

Committee:	House Financial Institutions
Title:	Interim Report
Library Catalog Title:	Interim report of the Financial Institutions Committee, Texas House of Representatives, 66th Legislature.
Subjects:	Banks and banking | Consumer credit and debt | Credit unions | Interest rates | Investment of public funds | Mortgages |
Library Call Number:	L1836.66 f49
Session:	66th R.S. (1979)
Online version:	View report [71 pages  File size: 2,145 kb]
Charges:	This report should address the charges below.
1.	Report on the status of the mortgage loan business in view of the change in usury limits enacted by the 66th Regular Session of the Legislature.
2.	Compare the interest rate structures permitted by law for all lending institutions in Texas and compare these structures with those in selected states with similar regional and economic status to determine the impact of Texas usury ceilings and recommend revisions if needed.
3.	Review the differences in state-chartered banks, national banks and the bank holding companies as they relate to competition in the money market.
4.	Study the status of credit unions in Texas, particularly with respect to their expansion, financial stability and service to consumers.
5.	Review the possible effects of the Depository Institutions Deregulation and Monetary Control Act of 1980 on state chartered and federally chartered financial institutions in Texas.
6.	Review the authority of the state and its political subdivisions regarding the receipt, deposit, investment and disposition of public funds in state and federally chartered financial institutions.

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