House Committee on Financial Institutions - 66th R.S. (1979)

Committee Members


  • Report on the status of the mortgage loan business in view of the change in usury limits enacted by the 66th Regular Session of the Legislature.
  • Compare the interest rate structures permitted by law for all lending institutions in Texas and compare these structures with those in selected states with similar regional and economic status to determine the impact of Texas usury ceilings and recommend revisions if needed.
  • Review the differences in state-chartered banks, national banks and the bank holding companies as they relate to competition in the money market.
  • Study the status of credit unions in Texas, particularly with respect to their expansion, financial stability and service to consumers.
  • Review the possible effects of the Depository Institutions Deregulation and Monetary Control Act of 1980 on state chartered and federally chartered financial institutions in Texas.
  • Review the authority of the state and its political subdivisions regarding the receipt, deposit, investment and disposition of public funds in state and federally chartered financial institutions.
  • Oversight functions shall be conducted for all appropriations-related actions of those agencies assigned to this committee for appropriative purposes during the 66th Regular Session of the Legislature. The agencies include:
    Department of Banking
    Department of Savings and Loans
    Office of the Consumer Credit Commissioner
    Finance Commission of Texas
    Credit Union Department
    Treasury Department
    State Depository Board


Member information is from Interim Committees 62d-66th Legislatures, L1800.1 In8 1971-79.

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