House Committee on Insurance - 88th R.S. (2023)
Committee Members
Charges
-
Monitoring: Monitor and oversee the implementation, to ensure the intended legislative outcome, of the following legislation passed by the 88th Legislature:
- Examine the appraisal process within property and casualty insurance policies.*
- Review current funding mechanism for the Texas Windstorm Insurance Association (TWIA). Examine the role of reinsurance in relation to TWIA. Examine catastrophe funding in relation to TWIA.*
- Study how Artificial Intelligence (AI) has impacted the insurance industry. Examine what functions AI serves in enhancing efficiency and risk assessment, and examine potential concerns.*
- Examine the growth of the Texas surplus lines market.*
- Study current factors affecting the property and casualty insurance market in Texas. Compare the Texas insurance market to other states with respect to affordability in homeowners' insurance.*
- Examine and evaluate the effects of current regulations on the contractual relationships between pharmacists, pharmacies, health benefit plan issuers, and pharmacy benefit managers (PBMs). Assess the effectiveness of existing laws in promoting transparency and fairness in drug pricing and out-of-pocket expenses for consumers. Study how PBM rebates function within the prescription drug market. Study programs which aim to increase transparency, improve quality of care for patients, and support public policy decisions. Analyze the effects of prohibiting certain contractual provisions that limit the ability of insurers to guide patients toward specific healthcare providers.*
- Examine the impact of current economic challenges on the escalating cost of health insurance premiums and options available to Texans in the small business and individual health insurance markets. Investigate solutions including the availability of a small business health options program and ways Texas can better manage and control administration of and the rising costs in our health insurance market.*
- Review the current practices and impacts of prior authorization in the healthcare system in Texas.*
- Review the impact of healthcare mandates on healthcare providers, insurers, and patients.*
- Review the current state of network adequacy in Texas, focusing on the availability and accessibility of healthcare providers within health insurance networks.*
- Review the use of current practices and policies regarding the imposition of hospital facility fees.*
- Review the use of artificial intelligence (AI) in the healthcare and health insurance industry. Assess current applications of AI in clinical settings and for tasks such as claims processing, fraud detection, and for personalized insurance plans. Study how AI could improve existing practices relating to risk assessment, underwriting, and customer service. Study ethical and legal concerns associated with AI, including data privacy, algorithmic bias, and transparency. Review the regulatory and oversight mechanisms needed to ensure responsible use of AI in the healthcare and health insurance industry.*
* This represents an abstract of the report contents. Charge text is incomplete or unavailable.
Information on this website is provided as a public service by the Legislative Reference Library. The Legislative Reference Library makes no representation as to its completeness or accuracy and makes no warranty in regard to its use. Users assume all risk of reliance on the information included on this site.